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💷 Childcare cost calculator

What will nursery actually cost me?

A rough estimate of monthly nursery cost in 2026 after UK free hours and Tax-Free Childcare. Built for parents trying to budget before they tour.

Child's age
Are you a working parent?
Both parents earning roughly £9.5k–£100k each (or lone parent in that range) = "working parent(s)" for the 30h scheme.
Childcare hours wanted 40h/week
5h (one short day)50h (5 long days)
Nursery hourly rate £14/hour
£9 (rural / cheap)£14 typical London£22 premium
Your estimated cost
£883/month
£10,600/year
You'd save
£17,960/year
vs. paying full price (£28,560/year)
🎟️ Free hours: 30h/week term-time (≈22.4h/week if stretched all year)
💷 You'd pay for: 17.6h/week at £14/hour
🏛️ Tax-Free Childcare savings: £2,000/year
⚠️ This is a rough estimate
Now find a nursery that fits
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